The three-day rule on anything you did not plan to buy
Put it in the cart and close the app. If you still want it three days later, buy it. Most of what feels urgent at 11pm is not there by Thursday, and you have saved the money by doing nothing.
Shared by Jugaad.fyi
More Paisa jugaads
PaisaThread wrap on broken spectacle arms
When the hinge screw disappears, line up the holes and wrap thick thread tightly through and around them, then dab a drop of glue. Holds for weeks and looks deliberate if you use black thread.
PaisaSafety pin for a broken chappal
Strap popped out of the sole mid-market? Push a safety pin through the strap and the base and clip it underneath. Gets you home, and honestly some people never fix it properly after that.
Sabzi at the end of the market run
Vendors drop prices near closing rather than carry stock home. Perfect for anything you will cook that night. Not for a week's storage — that is why it is cheap.
Repair the chappal before it splits fully
The mochi charges very little to restitch a sole that is starting to separate, and almost nothing to replace a strap. Once it splits through, the whole pair is gone. Ten minutes now, a new pair saved.
Refill, not repurchase
Handwash, detergent, floor cleaner and hair oil all sell refill pouches at a fraction of the bottled price. One bottle, refilled for years, is less money and much less plastic.
One UPI app, one card, one look every Sunday
Route everything through one app and one card so the statement is the whole story. Five minutes on Sunday looking at the week is more effective than any budgeting app you will stop opening in March.